Closing costs you should expectThere are certain normal fees linked to closing the sale of a house. These fees are commonly split between the buyer and seller, as noted in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New York to help show you through your deal.
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Closing costs that are tied to financing (More information)
Taxes you may be responsible for at closing (More information)
At closing, these fees are often due (More information)
Sellers: As we negotiate your sale, not only will I work to get the optimal sales price, but I'll also advocate for reduced closing costs. And once we've arrived at an agreement, I'll describe in detail the closing costs so you are informed of exactly what you're paying for.
Buyers: If you are purchasing a house in Cayuga County, you will get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a reasonable range so you're not shocked when you show up at the closing table. I'll be glad to go over the GFE with you, answering your questions and highlighting any estimates that seem off.