Expected closing costsThere are certain ordinary expenses accompanying closing the sale of a house. These fees are often split between the buyer and seller, as directed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in New York to help show you through the process.
Closing costs that are tied to your mortgage (Details)
At closing, these taxes are usually paid (Details)
At closing, these fees are often due (Details)
Sellers: As we negotiate your transaction, I'll not only work to get the very best sales price, but I'll also advocate for lower closing costs. And once we've come to an agreement, I'll explain in detail the closing costs so you are aware of exactly what you're paying for.
Buyers: If you are buying real estate in Cayuga County, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within an acceptable range so you're not astonished when you show up at the closing appointment. I'll be happy to look over the LE with you, answering your questions and highlighting any estimates that seem unusual.