Expected closing costsThere are certain typical fees linked to closing the sale of a house. These fees are commonly divided between the buyer and seller, as dictated in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in New York to help guide you through your transaction.
Costs pertaining to your mortgage to be paid at closing (Details)
Taxes you may be responsible for at closing (Details)
Insurance fees due at closing (Details)
Sellers: As we hammer out your transaction, not only will I work to get the very best sales price, but I'll also push for limited closing costs. And once we've arrived at an agreement, I'll fully clarify the closing costs so you are informed of exactly what you're paying for.
Buyers: If you're buying real estate in Cayuga County, you'll get a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's prior experience and is required to be within a tolerable range so you're not surprised when you reach closing time. I'll be glad to look through the LE with you, answering your questions and highlighting any estimates that are uncertain.